We are an independent* Chartered Financial Planning firm set up in 2002 by three like minded Directors, Owen Temple, Tony Conner & Joss Harwood aspiring to become the North East’s premier personal Financial Planning practice. We were unusual back then because we charged fees; we didn’t take commission. All firms now have to work on a fee basis. We focused, as we still do, on making people’s futures financially secure over time, with all the jigsaw pieces fitting neatly together, rather than selling financial products.